NBFC-MFI · NBFC - Micro Finance Institution
Janakalyan Financial Services Private Limited
Kolkata, West Bengal
Registry entry. Sourced from the RBI list of NBFCs & ARCs registered with the RBI (as on March 31, 2026). Directory data is a
starting point — verify current CoR standing with RBI before acquiring, lending to, or
partnering with any NBFC.
| NBFC name | Janakalyan Financial Services Private Limited |
|---|---|
| Category | NBFC-MFI NBFC - Micro Finance Institution |
| Location | Kolkata, West Bengal |
| Status | Active |
| RBI scale-based layer | Base |
| Public deposits | Not authorised to accept public deposits |
| Corporate Identification Number | U74999WB2016PTC216823 |
Evaluating this NBFC?
Directory data never tells the whole story. Before acquiring, lending to, or partnering with any NBFC, verify:
- Confirm the Certificate of Registration is live on RBI records — not surrendered or cancelled.
- Check RBI filing history and supervisory actions for the last 3 years.
- Review the loan book: asset quality, concentration and related-party exposures.
- Verify net owned fund and capital adequacy against the category minimum.
- For acquisitions, confirm RBI change-in-control approval requirements upfront.
Our due diligence practice runs these checks independently — and our takeover & acquisition team handles RBI approvals.
About NBFC-MFI NBFCs
Micro Finance Institutions give collateral-free microloans to low-income households, usually through joint-liability groups. They work under specialised qualifying-asset norms and a higher net-owned-fund glide path than ICCs.
Typical products: Joint-liability group loans, micro-enterprise loans, small-ticket rural credit. Read the full category guide →
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