NBFC Compliance
Complete NBFC compliance: annual compliance, RBI returns, regulatory filings, statutory compliance, audit support and compliance calendar management for NBFCs of every scale.
An NBFC lives on its filings — DNBS returns, statutory auditor certificates, board-approved policies, and disclosures that scale with your SBR layer. Missed or inaccurate filings are the most common trigger for RBI supervisory action.
We run your NBFC compliance as a managed function: a living compliance calendar, prepared and reviewed RBI returns, regulatory reporting, and audit support — so your board always knows the compliance position at a glance.
What's included
RBI returns & regulatory filings
- Preparation and review of periodic RBI returns (DNBS series and SBR-layer returns)
- Regulatory filings calendar mapped to your NBFC layer and category
- Pre-filing data validation to catch errors before submission
- Filing tracker with acknowledgements archived for inspection
NBFC annual compliance programme
- NBFC annual compliance checklist covering Companies Act, RBI and tax touchpoints
- Board-approved policy suite: review, renewal and version control
- Statutory compliance monitoring across ROC, RBI and labour statutes
- Compliance monitoring dashboards for management and the board
Audit support
- NBFC audit support for statutory, internal and RBI inspections
- Internal audit support — scope design, finding remediation, ATR tracking
- Regulatory reporting packs for board and audit committee meetings
How we work
- Compliance health-check. We audit your last 12 months of filings and policies for gaps.
- Calendar build. A due-date calendar customised to your layer, category and financial year.
- Managed filings. We prepare, you approve, we file — with evidence archived.
- Monitoring. Monthly compliance status note; quarterly board reporting pack.
- Inspection readiness. Your files stay inspection-ready all year, not just before a visit.
What you receive
- Customised NBFC compliance calendar with owners and due dates
- Filed RBI returns with acknowledgement archive
- Monthly compliance status note and quarterly board pack
- Policy register with review dates and version history
NBFC Compliance — FAQs
It depends on your category and SBR layer — the DNBS return series (quarterly/monthly/annual) plus auditor certificates and ad-hoc disclosures. We map the exact set for your NBFC in the health-check.
Late or non-filing can attract penalties and adverse supervisory remarks, and repeated lapses affect your standing with RBI. A managed calendar eliminates this risk.
No — obligations scale with your layer. Base Layer NBFCs have lighter requirements, but core filings and governance still apply. We right-size the programme.
Yes. We start with a health-check of what is filed, due or overdue, then transition you onto the managed calendar without disrupting current filings.
Yes — file preparation, mock walkthroughs, and drafting responses to inspection findings with action-taken reports.
Need help with nbfc compliance?
Free initial consultation — tell us your situation and we'll scope a fixed-fee engagement.