NBFC Capital & Funding Advisory
Capital and funding advisory for NBFCs: equity raising, debt funding, private placement, commercial paper, NCD/bond issuance and bank & institutional funding lines.
An NBFC's growth is capped by its capital and its cost of funds. Raising equity, opening bank lines, or issuing NCDs and commercial paper each has its own regulatory path, documentation and investor expectations.
We advise NBFCs on the full funding stack: capital raising advisory, debt funding strategy, private placements, commercial paper programmes, NCD/bond issuance, and bank and institutional funding relationships.
What's included
Equity & capital raising
- Capital raising advisory: equity strategy, valuation narrative and investor targeting
- Private placement documentation and Companies Act compliance
- NOF planning for growth and SBR-layer transitions
- Investor due-diligence readiness (works with our diligence practice)
Debt capital markets
- NCD/bond issuance: structuring, documentation and listing guidance
- Commercial paper advisory: programme setup and rollover planning
- Credit rating preparation and agency coordination
- Debenture trustee and security creation coordination
Bank & institutional funding
- Bank and institutional funding: term loans, WCDL and co-lending lines
- Debt funding advisory on tenure mix and cost optimisation
- Covenant negotiation and ongoing lender reporting
- Securitisation and direct-assignment readiness
How we work
- Funding diagnostic. We map your capital position, leverage and cost of funds.
- Strategy. Funding-mix strategy: equity vs debt, bank vs market.
- Preparation. Information memoranda, models and rating preparation.
- Execution. Documentation and process management through close.
- Aftercare. Covenant tracking and lender-reporting discipline.
What you receive
- Funding strategy memo
- Investor/lender information memorandum
- Issuance documentation checklist and coordination
- Covenant and reporting tracker
Capital & Funding — FAQs
Once you have scale, a credit rating and predictable cash flows — typically Middle Layer and above. We assess readiness honestly before you spend on a programme.
Capital adequacy, asset quality, ALM discipline, governance and promoter quality. We run a bank-readiness check first.
We prepare you for the rating process — data, narrative and Q&A — and coordinate with the agency.
Direct assignment can work at smaller scale than full securitisation. We model the economics for your book.
Need help with capital & funding?
Free initial consultation — tell us your situation and we'll scope a fixed-fee engagement.